Please read this disclaimer carefully before using liccalculator.app.
liccalculator.app is an independent, third-party educational website. We are NOT affiliated with, endorsed by, sponsored by, licensed by, or partnered with Life Insurance Corporation of India (LIC), LIC Housing Finance Limited, LIC Mutual Fund, or any of their subsidiaries or group companies. The use of "LIC" in our name and content is for descriptive and referential purposes only, to indicate that our calculators relate to LIC insurance products.
All premium, maturity, bonus, Final Addition Bonus (FAB), surrender value, SIP, EMI, HLV and return figures shown on this website are indicative estimates generated using:
Actual figures may differ from the estimates shown here due to:
Nothing on this website constitutes financial, investment, insurance, tax, or legal advice. You should always consult with a SEBI-registered investment advisor, IRDAI-licensed insurance advisor, chartered accountant, or lawyer before making any financial decision based on information found on this website.
While we strive to keep our calculators accurate and up to date, we make no guarantee regarding the precision, completeness, or current applicability of any figure, rate, or calculation. The actual premium you pay and the benefits you receive will be governed solely by the policy document issued by LIC of India to you.
LIC Calculator, its owners, authors, contributors, and affiliates shall not be liable for any loss, damage, or inconvenience arising from your use of, or reliance on, the information or calculators on this website. This includes, but is not limited to, financial losses, missed opportunities, or any indirect, consequential, or incidental damages.
"LIC", "Life Insurance Corporation of India", "Jeevan Anand", "New Endowment", "Money Back", "Jeevan Lakshya", "Jeevan Labh", "Jeevan Umang", "Jeevan Utsav" and other plan names referenced on this website are trademarks and properties of Life Insurance Corporation of India. Their use on liccalculator.app is purely for descriptive and educational purposes under fair use.
This website may contain links to external websites for additional information. We do not endorse, guarantee, or assume responsibility for the accuracy of content on external sites. Following any external link is at your own risk.
LIC revises its premium rates, bonus rates, FAB and other policy terms from time to time. We update our calculators and content promptly when such changes are announced, but there may be a brief lag. Always cross-check the latest rates on lic.in before making a financial decision.
Our calculators rely entirely on the data you enter. The accuracy of the result depends on the accuracy of your inputs. Please double-check your age, policy term, sum assured and other details before relying on any calculation.
If you find any calculation that appears incorrect, please contact us with the plan name, age, term, sum assured and the figure you expected. We will investigate and correct it promptly.
This disclaimer and all matters arising from your use of this website are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Mumbai, Maharashtra, India.
By using liccalculator.app, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety. If you do not agree, please discontinue use of the website immediately.
