Last updated: July 2, 2026
These Terms & Conditions ("Terms") govern your access to and use of the website located at liccalculator.app ("Website") operated by LIC Calculator ("we", "us", "our"). By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website.
liccalculator.app provides free online calculators and educational content related to Life Insurance Corporation of India (LIC) plans, home loans, and personal finance. The content and tools are provided for informational and educational purposes only.
You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website.
The information, calculators, illustrations, blog posts, tables and other content on this Website are not intended to be a substitute for professional financial, insurance, tax, legal or investment advice. You should not act, or refrain from acting, on the basis of any content on this Website without seeking appropriate professional advice based on your particular circumstances.
Specific points to note:
We make reasonable efforts to keep the information on the Website accurate and up to date. However, we make no warranties or representations, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Website or the information, calculators, articles, or related graphics contained on the Website. Any reliance you place on such information is strictly at your own risk.
Unless otherwise stated, LIC Calculator owns the intellectual property rights for all material on liccalculator.app. All intellectual property rights are reserved. You may view, download, and print pages from the Website for your personal, non-commercial use only, subject to the restrictions set out in these Terms.
You must not:
Where the Website allows you to submit content (for example, comments, reviews, or feedback), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You warrant that you own or otherwise control all of the rights to the content and that it does not infringe any third-party rights or any applicable law.
The Website may contain links to third-party websites or services that are not owned or controlled by LIC Calculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that LIC Calculator shall not be responsible or liable, directly or indirectly, for any damage or loss caused by the use of any such linked third-party website or service.
To the maximum extent permitted by applicable law, in no event shall LIC Calculator, its owners, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
You agree to defend, indemnify, and hold harmless LIC Calculator and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including but not limited to attorney's fees) arising from your use of the Website, your violation of these Terms, or your violation of any third-party right.
We may terminate or suspend access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be Mumbai, Maharashtra, India.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The "Last updated" date at the top will reflect when changes were last made. By continuing to access or use the Website after any revisions become effective, you agree to be bound by the revised Terms.
If you have any questions about these Terms & Conditions, please contact us:
