About LIC Calculator .app

Plan Today, Secure Tomorrow — the story behind India's trusted free LIC calculator.

Our Mission

Making LIC Simple for Every Indian 🇮🇳

LIC Calculator .app was born from a simple frustration: to know the premium or maturity value of an LIC policy, people had to either chase an agent, decode complicated brochures, or wrestle with clunky websites full of ads and pop-ups.

We built the tool we wished existed — fast, accurate, beautiful and free. Today, lakhs of policyholders, LIC agents and first-time buyers use our calculators every month to make confident insurance decisions.

Every calculator on this site runs entirely in your browser. We never ask for your name, mobile number, OTP or policy number — because financial planning should never cost you your privacy.

What We Offer

Why Users Trust Us

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A Complete Toolkit

Premium, maturity, bonus, surrender value, policy loan, term insurance, SIP, PPF, FD, NPS, GST and home-loan EMI — every tool an LIC customer needs, in one place.

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Realistic Estimates

Built on published LIC tabular rates and the latest declared bonus rates — kept current so numbers stay honest, not inflated.

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Privacy First

Zero data collection. No login, no OTP, no tracking of your financial inputs. Calculations never leave your device.

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WhatsApp Ready

Share any calculation as a neatly formatted WhatsApp message — a favourite feature among LIC agents and advisors.

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Blazing Fast

Pure static technology means pages load in milliseconds — even on slow mobile networks in rural India.

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Expert Guides

Plain-language articles on plans, bonus rates, surrender rules and smart insurance decisions — no jargon, no selling.

Who Is This Website For?

Policy buyers — compare premiums and maturity values across LIC plans before purchasing
Existing policyholders — check maturity, surrender value or loan eligibility on running policies
LIC agents & advisors — generate instant, shareable quotes for clients on WhatsApp
Financial planners — compare traditional insurance vs SIP for holistic planning

Important Independence Notice

LIC Calculator .app is an independent educational website. We are not affiliated with, endorsed by, or connected to Life Insurance Corporation of India (LIC), LIC Housing Finance Ltd or IRDAI in any manner. We do not sell insurance, collect premiums or offer financial advice. All results are approximations for education — always verify with an authorised LIC office before making decisions. Read our full Disclaimer.

Get in Touch

Found an error? Have a feature request? Want a calculator for a specific plan? We genuinely read every message — contact us here.

Ready to Plan Your Future? 🚀

Try India's fast, free LIC premium & maturity calculator.

🧮 Open Free Calculator