LIC New Jeevan Anand (915) — Details, Benefits & Maturity Calculation
Complete guide to India's best-selling LIC plan 915: eligibility, premium chart, bonus rates, maturity examples, riders, loan rules and who should buy it.
LIC Guides & Plan Reviews
Plain-language, number-backed articles that help you make smarter LIC decisions — no selling, no jargon.
LIC New Money Back Plan 920 Review — Returns, Benefits & Who Should Buy
Honest review of LIC New Money Back 20 Years (920): survival benefits, real return calculation, comparison with plan 921 and FD, plus expert verdict.
How to Calculate LIC Maturity Amount — Step-by-Step With Examples
Learn the exact formula LIC uses: Sum Assured + Vested Bonus + FAB. Worked examples for Jeevan Anand, Jeevan Labh and Money Back plans you can verify yourself.
LIC Bonus Rates History & Current Plan-Wise List With FAB
Long-term bonus rate trends, latest declared rates and the Final Additional Bonus (FAB) for all in-force LIC plans — with maturity impact examples.
LIC Surrender Value Rules Explained — GSV, SSV & Paid-Up
When does your LIC policy acquire surrender value? How are GSV and SSV calculated? Should you surrender, go paid-up or take a loan? Everything explained simply.
LIC vs SIP — Which Is Better? Honest Comparison With Numbers
LIC endowment vs mutual fund SIP compared on returns, risk, tax, liquidity and insurance — with a 20-year worked example and the smart middle path.
How to Use the LIC Premium Calculator — Step-by-Step Beginner Guide
Master our free LIC premium calculator: how to pick the right plan, enter age & sum assured, choose mode and read every line of the result. With screenshots-style examples.
LIC Premium GST Rate — 4.5%, 2.25% & 18% Explained With Examples
Confused about 4.5% vs 2.25% vs 18% GST on LIC policies? Here's exactly when each rate applies, with premium before/after GST for popular LIC plans.
Which is the Best LIC Plan for a Child? Honest Comparison of All Options
Jeevan Anand 915 vs Jeevan Lakshya 933 vs Jeevan Labh 936 vs Jeevan Tarun — which is best for your child's education, marriage or career. Side-by-side comparison.
LIC Policy Revival Rules — How to Revive a Lapsed Policy Within 5 Years
Your LIC policy lapsed? Revival is possible within 5 years from date of first unpaid premium. Full process, fees, medical requirements and survival-of-nomination rules explained.
LIC Claim Settlement Process — Death Claim, Maturity & Survival Benefits
Exact documents, forms, timelines and settlement ratios for LIC death claim, maturity claim and money-back survival benefits. Plus the official LIC turnaround time.
LIC Jeevan Anand 915 vs Jeevan Labh 936 — Which Should You Buy?
Side-by-side comparison of India's two most popular LIC plans — premium, bonus, maturity, term and PPT. Real worked example showing which gives higher returns.
LIC Term Insurance vs Endowment Plan — Which Do You Actually Need?
Why financial planners insist on a separate term plan. The real cost of bundled insurance in endowments, with numbers and a 20-year comparison.
LIC Money Back 20 vs 25 Years (920 vs 921) — Full Comparison
Plan 920 vs plan 921 — which is the smarter money-back plan? We compare survival benefits, premium, bonus, maturity and total return for the same Sum Assured.
LIC Policy Loan Interest Rate, Eligibility & Repayment — Complete Guide
Policy loan interest rate, calculation, eligibility, repayment options, tax treatment and impact on maturity. With a worked example for Jeevan Anand 915.
LIC Nomination vs Assignment — What's the Difference and Which to Choose?
When to nominate, when to assign, how each affects claims, who can be a nominee and the legal tax implications. With practical examples and a checklist.
How to Choose the Right LIC Sum Assured — Rule of Thumb + Calculator Method
Three proven methods to pick the right LIC Sum Assured — income multiple, expense-based, and need-based. With worked examples and a quick decision table.
LIC Bonus Rate History & 20-Year Trend (Plan-Wise)
How have LIC bonus rates moved over the years? Plan-wise trend chart, why they fall or rise, and what it means for your existing policy's expected maturity value.
LIC vs PPF vs FD — Where Should You Park Your Long-Term Savings?
A clean, no-jargon comparison of three popular long-term savings options — returns, safety, tax treatment, liquidity and suitability by age and goal.
LIC Riders Explained — Which Add-Ons Are Worth It and Which to Skip
Accidental Death, Critical Illness, New Term Assurance, Premium Waiver — every LIC rider explained, with cost and value analysis. Don't overpay for what you don't need.
LIC Policy Documents — Complete List & How to Get Each One
Policy bond, premium receipt, proposal form, NEFT mandate, bonus statement, discharge form — where to find each and how to use it for claims, loans, IT returns or revival.
LIC Tax Benefits 80C, 80D & 10(10D) — The Complete Guide for Salaried
How to maximise tax savings through LIC premiums — what qualifies under 80C, when 80D helps, and the conditions for tax-free maturity/death under Section 10(10D).
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